You know very well that your dog or cat can become ill or injured at any time. And you also know that veterinary care can quickly become very expensive.
You have subscribed to a health mutual that covers part of your medical care for you and your family. But have you thought about getting one for your pet? Perhaps you’re wondering why and what the benefits are of taking out pet insurance? Get a free quote for your pet on SantéVet.
We’ll answer your questions in this article.
Why is it important to insure your pet?
On the one hand, taking out pet insurance is important for them. We take care of our pets every day, giving them our undivided attention. Feeding, cocooning, walks, brushing… But their care doesn’t stop there.
Our pets need regular health checks at the vet, annual deworming, sometimes they get sick and although we don’t like to imagine it, they also get injured or have an accident. That’s why it’s so important to insure our companions, protect their health and guarantee them all the care they need throughout their lives.
And, secondly, taking out veterinary insurance is also important for you, as veterinary care can be very expensive. We can’t always predict when we’ll need to take our dog or cat to the vet, and when we do, it often means a considerable economic hit to your budget.
In this way, taking out insurance gives you the absolute peace of mind of not having to worry about anything to do with their health, because you know your pets are covered whenever they need it.
Why take out pet insurance?
We know how important it is to be well protected. For this reason, taking out insurance is the best way to ensure that your pets have everything they need. So you can enjoy peace of mind knowing that all your dog or cat’s health needs are covered. We explain the benefits of pet insurance.
1. Information
Pet insurance companies offer a customer service department to answer any questions you may have. This refers to requests of all kinds. You can, for example, contact your pet insurance company and ask them which vet is best suited to treat your pet, or which are the best adoption and foster centers, or even which breeders are near you. Whenever you want to know something related to your pet’s well-being, you can contact them to find out about the options best suited to your needs.
2. Advice
In addition to providing information, one of the functions of pet insurance is to be able to advise you on any matter relating to your pet. If you need advice, they can help and advise you on veterinary matters, as well as providing legal and administrative advice whenever you need it.
3. Travel assistance
Normally, pet insurance offers both domestic and foreign coverage. Wherever you go, in the event of an accident abroad, your pet will also be covered. So you can travel with greater security and peace of mind. However, it is important to check what type of coverage the insurance offers to ensure that this service is included.
4. Veterinarian
This is one of the most important points in dog and cat insurance. Knowing with certainty that your pet will receive veterinary assistance whenever he or she needs it brings great peace of mind. For this reason, veterinary services are generally very comprehensive, covering emergencies and the possibility of requesting a second opinion. They generally cover treatments that may be necessary in the event of illness, as well as surgery or online veterinary assistance.
What’s important is that when it comes to health, you can have services that will help you take care of your pets without impacting your finances. Insurance covers a large proportion of your expenses, and often offers different ranges of cover to suit both your health and financial needs.
5. After death
We don’t want to think about it, but it’s important to know. Pet insurance companies often offer burial and cremation services, as well as handling all the paperwork.
What coverage does pet insurance provide?
To get the right pet insurance, it’s important to select the best coverage and to know the details.
In general, these could be the most important:
- Veterinary assistance insurance: the maximum coverage limit is the most important factor in choosing a policy. The policy you take out must be versatile, offering the possibility of both a veterinary list and reimbursement of expenses, in order to get to the recommended or desired veterinarian. And pay particular attention to the third-party payment options behind each policy.
- Accident insurance: covers the treatment of injuries the animal may suffer as a result of an accident. And if you’re a hunter and your pet accompanies you, it’s essential to include accidents arising from this sporting activity for your pet too.
- Third-party liability insurance: if your homeowner’s policy doesn’t cover it, take out specific coverage for property damage and bodily injury resulting from an animal attack. In France, it is compulsory for dogs considered potentially dangerous.
Other clauses exist, but are perhaps less common. For example, we’re talking about expenses associated with dog or cat boarding, cremation, etc.
Did you know? SantéVet reimburses your veterinary and preventive expenses for illness, accident and surgery up to 100% and up to €2,500 / year. Get a 100% free quote now.
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See also our article: Stress in cats, the causes, how to prevent and treat it, and how to keep your favorite fur ball in good health.
